The Ben Fund provides a comprehensive financial wellbeing service to help our members address financial difficulties early, offering tailored support to improve long-term financial stability. Whether your financial challenges have developed gradually or arisen suddenly, we are here to assist you.
Helping you take control of your finances
Don’t Let financial distress overwhelm You
Many members approach us for help with common issues, such as debt repayment, medical and disability-related expenses, temporary housing support, assistance with everyday living expenses through to funeral and bereavement costs. Our aim is to ensure you receive the guidance and resources needed to regain control over your financial wellbeing.
Financial wellbeing support
If money worries are affecting your wellbeing, we’re here to help. You’ll have a confidential conversation with our independent Insolvency and Welfare Benefits Advisor, MWS Consult Ltd, who will review your financial situation and guide you through practical options to improve your stability. Where appropriate, we can also signpost you to further support and, in cases of genuine need, a financial grant of up to £5,000 may be available as part of a wider plan to help you regain control.
Application criteria
You’re struggling financially
You’re finding it hard to manage your money, pay bills, deal with debt, or cover essential living costs.
You’re open to getting advice
You’re willing to have a confidential conversation about your finances and look at all the options available to you.
You’re willing to take next steps
You’re prepared to work with the advisor and take practical steps to improve your financial situation.
You have a genuine financial need
You’ll need to show genuine financial hardship and that the grant (up to £5,000) will make a meaningful difference.
How to apply
Apply online – Complete the short form to tell us about your situation
Financial assessment – Have a confidential conversation with MWS Consult to review your finances and explore your options
Trustee decision if needed – If a grant is recommended as part of your plan, our trustees will make a decision.
Hardship in Bereavement Grant
We also offer a Hardship in Bereavement Grant to support families following the sudden loss of a serving member police officer. This grant is intended to cover immediate costs, such as funeral expenses, and provide relief during the probate process. Our goal is to ensure that families receive the financial support they need to navigate this challenging period without added financial stress.
Application criteria
Dependents of a serving police officer who has passed away
This grant is available to support dependents following the sudden loss of a serving member.
Short-term financial strain while affairs are being settled
Assistance may be provided where families are facing financial uncertainty, including during the probate process and funeral costs
See if you're eligible for financial assistance
Facing financial hardship? We’re here to help.
